Horse Trailer insurance is something every Equine owner is so possessive about. After the horse itself, trailer is really something that the owner is always very concerned about. It is the trailer only that is used to carry a horse from one place to another.
So it becomes extremely necessary that the trailer is always in great condition. Except from the regular servicing of the trailer from the workshops, we would definitely like to get it covered, means insured. No matter what, there is always a chance that while travelling, there can be some untoward incidence which can lead to the trailer being in total disarray.
In this blog, we will list out different organizations that are providing horse trailer insurance quotes and discuss those plans as well.
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Which companies provide Horse Trailer Insurance Quotes?
Below are some of the companies that are providing trailer coverage plans-
US Rider
US Rider runs one of the most premier equestrian assistance programs in country. It provides two plans for horse trailer insurance- Classic and Premier. And both of these plans include much more than Horse Trailer Coverage.
Below is the snapshot of classic plan, which is $189 per year- Here is what you get with it
Classic Plan – $189/year
Emergency Roadside Assistance
- $400 Towing per Vehicle
- $250 Roadside Service*
- $250 Winch Out Benefit per Vehicle
- $100 Lockouts
*Includes fuel, oil, water delivery, tire changes. Excludes cost of parts and fluids.
Towing – When your vehicle cannot be started or driven, the vehicle and/or Horse trailer will be towed to the destination of your choice up to 100 miles by one of our authorized vehicles. ($400 max per vehicle per incident)
Battery Assistance – Service providers’ vehicles are equipped to boost batteries and perform minor adjustments (exclusive of replacement parts) to batteries, alternators, etc. If you need a battery replaced and installed, a Mobile Mechanic service can be requested. ($250 max per incident)
Flat Tire Assistance – A flat tire on Your Vehicle or Trailer will be removed and replaced with Your spare tire. In the event You have no spare tire or Your spare tire is damaged or otherwise inadequate, USRider will locate and arrange delivery and installation of replacement tires. USRider will not be responsible for the cost of any replacement tires. If damage is done to your Vehicle/Trailer after a blowout, a Mobile Mechanic service can be requested. ($250 max per incident)
Fuel, Oil and Water Delivery – Our service truck will deliver emergency supplies of fuel, oil or water necessary to get You on Your way again. Member is responsible for the cost of supplies. (State and city regulations permitting. $250 max per incident)
Winch Out Service – If your Vehicle or Trailer is stuck in snow or mud, we will dispatch a service provider to get you free. ($250 max per vehicle per incident)
Lockout Service – If your keys are lost or locked inside your vehicle, we will dispatch a locksmith or emergency service vehicle to assist you. ($100 max per incident)
Equestrian Benefits
Emergency Trip Interruption Veterinary Services – USRider will reimburse you for the unexpected expenses due to a collision which results in the injury of a Horse(s) being transported by you. Covered items include: veterinary care, overnight boarding, lodging and meals, rental vehicle. (Reimbursement limited to the first 72 hours following accident and up to $1,000.)
Emergency Lodging and Stabling Arrangements – If, while traveling, your vehicle breaks down or is in an accident that does not involve injury to a Horse(s), USRider will contact area hotels, motels and stabling facilities to make lodging arrangements for you and your Horse(s). (Member responsible for lodging/stabling costs. USRider cannot guarantee availability.)
Veterinarian Referral Services – In the event that you have an equine health emergency while traveling, USRider will provide the name and contact information of area large animal practitioners from our exclusive DVM directory.
Farrier Referral Services – In the event that a Horse needs foot care while traveling, USRider will provide the name and contact information of farriers in your area.
Emergency Travel Services
Emergency Taxi Transportation – If you need emergency transportation resulting from an accident or mechanical breakdown, USRider will reimburse you for taxi service. Please see the Membership Agreement for complete details.
Emergency Lodging Arrangements – If, while traveling, your vehicle breaks down or is in an accident that does not involve injury to a Horse(s), USRider will contact area hotels, motels and stabling facilities to make lodging arrangements for you and your Horse(s). (Member responsible for lodging/stabling costs. USRider cannot guarantee availability.)
Premier Plan – $359/year
Extended Roadside Benefits
The USRider Premier Plan is the preferred plan for the business or the competitive equestrian traveler. This plan includes all of the Classic Plan benefits plus:
- Unlimited Towing*
- $400 Roadside Service**
- $400 Winch Out Benefit per Vehicle
- Unlimited Jump Start Benefit***
- Unlimited Lock Out Benefit***
* To the nearest ASE Certified Mechanic or Dealership, or $600 per vehicle if you wish to go to a different destination.
** Includes fuel, oil, water delivery, tire changes. Excludes cost of parts and fluids.
*** No max benefit
Additional Benefits
One FREE Associate/Employee Membership (Spouse, Domestic Partner, Child under 25, Employee of Primary Member)
Emergency Disablement Expense Reimbursement – If your vehicle is disabled by a mechanical breakdown, accident or collision (reported in writing to state or local police) more than 150 miles from your residence, as a member, you may qualify for up to $300 in emergency trip expense reimbursement (maximum of $100 a day for up to 3 days or 72 hours) following the accident. Covered expenses include:
1. Commercial transportation (by common carrier licensed to carry passengers for hire) to your residence or destination and return to pick up your disabled vehicle after repair
2. Local commercial lodging and meals (incurred in the vicinity where the collision occurred)
3. Rental of a replacement automobile obtained from any bona-fide car rental agency
24 Hour Concierge Service – In the event you should need to locate an ATM, Gas Station, Restaurant, Rental Car Locations, Hospital or simply need Directions to your final destination, we are ready to assist you.
Some other companies providing horse trailer insurance quotes..
You can fill the form here and get a horse trailer insurance quote as per your requirements.
Horse Trailer Insurance, Livestock Trailer Insurance
https://www.trustedchoice.com/trailer-insurance/coverage-types/horse-trailer/
https://www.insuranks.com/horse-trailer-insurance
https://thuminsurance.com/rv-container/horse-trailer/
Hope you liked his post on some of the popular organizations providing horse trailer insurance quotes.